Colenyx is an educational portal that provides information on financial literacy. We do not offer financial services, investment advice, or manage funds. All content is for educational and informational purposes only.

You agree to use this website legally and appropriately. You must not attempt to access restricted areas, interfere with site operation, or use content for commercial purposes without authorization.

All content on this website, including text, graphics, logos, and software, is owned by Colenyx S.A. or its licensors and is protected by Panama's copyright laws.

Information on this site is provided 'as is' without warranties. Colenyx is not responsible for financial decisions made based on site content. Always consult qualified professionals for specific financial advice.

Our site may contain links to third-party websites. We are not responsible for the content or privacy practices of these sites.

These terms are governed by the laws of the Republic of Panama. Any disputes will be resolved in Panama's courts.

We reserve the right to modify these terms at any time. Changes take effect immediately upon posting on the site.